Terms of Use
Last updated 10 November 2026
These terms apply when you use Keen, a personal budgeting app for iPhone and iPad. By using Keen you agree to them. If you don't agree, please don't use the app.
Using Keen
Keen is for your own personal budgeting. You're responsible for the accounts you connect, such as Gmail and iCloud, and for keeping your devices secure.
Not financial advice
Keen helps you see and plan your spending. It does not give financial, tax or investment advice, and it doesn't replace your bank's records.
Figures may not be exact
Keen works out balances and spending from bank alerts, statements, receipts and emails. These can arrive late, be incomplete or be read incorrectly, so Keen's figures may sometimes differ from your bank's. Always check your bank before making a decision that depends on an exact amount.
Your data
Your data belongs to you and stays on your devices and in your own iCloud account. How Keen handles it, including data from Google, is set out in the Privacy Policy.
Beta
Keen is in beta. Features may change, stop working or be removed, and the app may contain bugs. Keep your own records of anything important.
No warranty and limited liability
Keen is provided "as is", without warranties of any kind. As far as the law allows, Keen's makers are not liable for any loss arising from your use of the app, including decisions made using its figures.
Changes
These terms may be updated from time to time. The date at the top shows when they last changed. Continuing to use Keen after a change means you accept the new terms.
Governing law
These terms are governed by the laws of South Africa.